Freedom Saver Account 5.10% p.a. Interest on up to $250,000 Deposit Balance @ Australian Unity

HISA interest rate changes are settling after the RBA 25bps cut 18/02/2025.

No minimum deposit or balance growth hurdle. No limits to withdrawals. No spending requirements.

Need to have linked AU transaction account.

5.10% is untiered and applied daily (don’t wait until next calendar month).

Rate drops to 4.25% above $250,000.

UBank is a good alternative for those with less than $100,000 (5.25%, and then 4.75%) with a deposit requirement only.